If the debt on your home exceeds the value of the home and you are behind on payments you do have options other than foreclosure.  Stop the foreclosure proceedings, these are some of your options:

• Short Sale
• Forebearance Agreement
• Loan Modification

Please see our Glossary of terms for explainations for each of the above; each of these options will have different implications on your credit score. 

Through a licensed affiliate we can assist you in any one of these matters.  The guidlines and interpretations for some of the Federal government programs are constantly changing and evolving.  Let us assist you today before it is too late.  Please contact us with any questions or to speak with a representative.